overcoming overspending

Welcome to

overcoming overspending

I'm paige pritchard!

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What Do we do around here, you ask?

Welcome to 2024… the time in history where overspending, overconsumption, impulse shopping, and the chaos it creates with our finances has never been more of an issue for people than it is today (special thanks to the pandemic, social media, and Amazon).

Couple that with the fact that when you search for solutions to your shopping problem you’re given surface-level band-aid solutions (like “just stop doing it!”) from old white men who… don’t understand you or your situation. Thank you, next. 

Enter… me, your girl: Paige Pritchard. Someone who has been where you are, who understands you and your struggles on a deep level, but also has solutions that actually work to build wealth in a way that feels fun and exciting. I started Overcoming Overspending after seeing the the need for solutions in this area of money that is so often neglected: our spending habits.

You’re taught how to invest, negotiate a raise, budget, and save your money. But you’re never taught the most important skill of all… how to spend your money. Without healthy, purposeful, and aligned spending habits you can’t advance to the other financial building blocks like saving, investing, and growing wealth. This means your spending habits are the bedrock of your financial success, and why the work we do here matters...

Overcoming Overspending is a money movement that is thousands strong filled with women who are working to develop healthier spending habits that are rooted in sufficiency, intention, and purpose. I pride myself on arming women with tools that are simple to understand, shame-free, and focused on uncovering the root cause of our overspending rather than focusing on deprivation, frugality, and restrictive budgeting methods. My magic lies in my holistic approach to finances that combines the masculine black and white “how-to’s” of money with the feminine emotional, behavioral, and energetic components of money.


work with paige pritchard

The Paige Pritchard

Money Journey

may 

2011

it all started...

Right after I graduated from college at Texas A&M University in 2011. I entered the real world bright-eyed and bushy-tailed and was ready to conquer corporate america. And by corporate America I mean selling cars at a Cadillac dealership (peep me in my Cadi here).It was the first time in my life I was making a substantial amount of money and had more than $20 in my checking account at any point in time. I was living at home with my parents to “save money”, but the reality was I was doing anything but.

then came the spending...

2011-2012

With virtually no expenses and making a decent salary for a 21-year old I started spending recklessly. I was dining out every meal, going to expensive and frequent happy hours with my co-workers (said happy hour with my then co-worker now husband pictured), and it was a normal practice for me to go shopping on my lunch break to “decompress” from a stressful morning at work. I always told myself “It’s fine… I have the money sitting in my checking account so I’m not spending any money I don’t have”.


january

2012

then came the debt...

Six months after graduation I started getting letters from Nelnet and Sallie Mae telling me “Congrats on graduating! But it’s time to start making payments on your student loans.” Uhhhhh, what student loans? I had gone through four years of college not even being aware that it was being paid for with loans. So you can imagine my surprise when I realized I had $40,000 of student loan debt I needed to pay off from my undergrad degree.

then came the breaking point...

2012

With virtually no expenses and making a decent salary for a 21-year old I started spending recklessly. I was dining out every meal, going to expensive and frequent happy hours with my co-workers (said happy hour with my then co-worker now husband pictured), and it was a normal practice for me to go shopping on my lunch break to “decompress” from a stressful morning at work. I always told myself “It’s fine… I have the money sitting in my checking account so I’m not spending any money I don’t have”.


July

2012

then came the plan…

I realized that no one was coming to save me. If I didn’t start to take control of my money, no one would. That was the day that I sat down and simply started to pay attention to my money and take note of everything flowing in and going out. I started budgeting and made an intentional plan for my finances. I created a road map for paying off my student loans, building up savings, and cash-flowing major expenses that I knew were waiting for me down the road. After the plan was made, it was time to go out and execute. I knew it wouldn’t be a quick or comfortable journey, but I knew it would be a worthwhile one, so I took the first step and started to move forward under my new normal.

then came the comeback…

2013-2018

It wasn’t an overnight process, but I started to make progress. I was working along-side my husband Ryan and we were able to pay off my student loans along with his… $98,000 total. Next we were able to save up for and cash flow major expenses that came our way like my MBA, our wedding & honeymoon, and even the down payment to our first home. All this time I was also putting money away each month into a retirement account through work. It didn’t seem like much at first but saving money out of each paycheck for years built up into a six-figure investment portfolio by the time I was 29. My twenties was truly a time of going from financial hot mess to financial success and establishing a solid financial future to build upon.

2019

then came the movement…

In 2019 I started an instagram page to share the knowledge I had gained along my financial transformation. I had absolutely no idea if anyone would even care, yet alone follow along, but surprisingly people did and my voice started to spread over the following years. In order to better blend the black and white of money with the mental, emotional, and behavioral components of personal finance I obtained a life coaching certification from The Life Coach School in 2020 along with starting my podcast, The Money Love Podcast. In 2021 I sensed that “a perfect storm” had been brewing between the pandemic, the rise in social media, and the advancement in technology (hello Amazon) that was fundamentally changing our spending and consumption habits (and not for the better). 

which brings us to today.

2024

Inspiring and educating a community of ambitious women who are ready to reach their full financial potential and leave their financial self-sabotage in the dust. The Overcoming Overspending movement has grown to millions on social media, a weekly podcast that charts in the top 50 self-improvement podcasts in the US, and hundreds of women inside the Overcoming Overspending Membership. The best part? This is just the beginning.

Name:

Paige Pritchard

Age:

34

Living In:

Dallas, TX

(Yes, I love personality tests)

Leo, Enneagram 3, Mani Gen, INTJ

Guilty Pleasure:

Anything related to the Bachelor franchise

Favorite Sweet Treat:

Dark chocolate sea salt caramels

Children:

Palmer (2 years) and fur children Ellie & Poppy

Favorite Nancy Myers Movie:

Something’s Gotta Give

Favorite Category to spend in:

Buying back my time

(so I can spend it how I want)

Bucket-List travel Location:

Scotland

Ready to give your money a glow-up?                                    

Start Here.